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FHA vs. Conventional: Which Loan Puts the Most Cash in Your Pocket?
We're tackling one of the biggest questions in home financing: What’s the real difference between an FHA and a Conventional loan? For many homebuyers and investors, the choice between these two options comes down to more than just the interest rate. It's about your down payment, your credit, your debt, and, ultimately, the total cash you need to bring to the closing table. I recently sat down with Willis Richardson to break down the features of each loan product. Here is our
Oct 243 min read
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Honey Homes: Redefining Homeownership with On-Demand Maintenance
Owning a home is one of life’s greatest milestones—but let’s be honest, it also comes with an endless to-do list. From leaky faucets and...
Sep 172 min read
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The Truth About Refinancing: How to Know if It’s the Right Move
Mortgage rates are finally trending downward. While the pace isn’t as fast as many homeowners might hope, the shift is opening the door...
Sep 33 min read
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📰 Labor Market Shake-Up: What It Could Mean for Your Mortgage Rates
Recent drama in the labor market is sending shockwaves through financial markets and, if you're buying a home or considering a refinance,...
Aug 42 min read
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Avoiding Probate and Protecting Your Assets: Why Every California Homeowner Should Consider a Trust
In a recent episode of Pure Perspectives , Clark Alexander sat down with Patrick Elahmadie, a seasoned business and estate planning...
Jul 103 min read
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California Home Insurance in Crisis? What You Need to Know Before You Buy
Homeowners in California are facing what some might call a perfect storm: rising insurance premiums, shrinking coverage, and carriers...
Jun 273 min read
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